The Home Owner Grant (PDF), now called the Northern and Rural Area Home Owner Benefit, is intended to serve as a reduction of the residential school taxes and is available to individuals who are registered owners of the property (state of title certificate, tenant for life under a registered life estate, or registered holder of the last registered agreement for sale).
The Home Owner Grant (HOG) is not available on properties registered solely in a company's name. The claimant must be the registered owner of the eligible residence and living on the property as their principal residence at the time the application is made.
The maximum basic HOG is $770, whereby the maximum additional HOG is $1,045.
The additional home owner grant is available to persons:
Applicants, who qualify for the basic home owner grant, are required to pay a minimum of $350 before the grant is available, while those applicants who qualify for the additional grant pay a minimum of $100 prior to the grant being available.
There are no provisions for a home owner grant to be prorated between a vendor and purchaser.
Claim Your Grant Online
If you are eligible for the provincial HOG and would like to claim your Home Owner Grant online, go directly to:
If a grant is reduced or eliminated because of high assessed value, a partitioning of the value can be applied to properties that consist of the principal residence and at least one separate residence. An example is a property with a carriage home or duplex. Suites within the main dwelling do not qualify. An owner would need to complete FIN 91 in order to apply.
The deadline to claim a HOG is December 31 of the current year. However you should claim the HOG before the property tax deadline each year to avoid paying a penalty on any grant amount that is not claimed before the payment due date in early July.
After December 31, you have a further year to apply for an extension to claim a retroactive home owner grant. You must provide a written explanation for missing the deadline; a completed and signed Retroactive Home Owner Grant Application must accompany your letter.
Important: To avoid a penalty, an owner should apply for a grant with the City of West Kelowna prior to the tax due date even if you are not paying taxes that are due at that time or if your financial institution pays the taxes on your behalf.